How do mortgage lenders work in Texas?

Many mortgage lenders in Texas work with the state’s housing finance agency to connect eligible borrowers with more affordable mortgages and down payment help. Some programs are available to both first-time and repeat buyers, too. Compare what different lenders offer and how that might impact your budget.

Do lenders have to be based in the Lone Star State?

Although you’re buying a home in The Lone Star State, your lender doesn’t necessarily have to be based there — in fact, many of the lenders that offer the most affordable deals don’t have much of a physical presence in the state. Get started with our list of best mortgage lenders in Texas.

What are the best mortgage lenders in Texas?

Chase Mortgage as one of the top Texas mortgage lenders for its relationship discounts that offer existing customers reduced processing fees and lower mortgage rates. For example, customers with combined assets in Chase deposit and investment accounts totaling between $150,000 and $499,999 get $500 off the mortgage processing fee.